• Investment Principle by Account

Account	This month		2024 Cumulative Amount
	KRW	USD	KRW	USD
Pension Saving Fund	–	–	18M	–
ISA	0.7M		11.8M
IRP	–		–
Roth IRA	–	–	–	$10,500
Total	0.7M	–	29.8M	$10,500

After Trump’s election victory, the U.S. stock market responded with record highs, and my personal retirement account also hit a new peak.

This month, however, I couldn’t invest as much as expected in my retirement account. Most of my salary is in dollars, and with the USDKRW exchange rate exceeding KRW 1,400, coupled with the Korean stock market hitting rock bottom, I just couldn’t resist buying Korean stocks.

I’m trading Korean stocks only in my brokerage account, while my retirement account remains dedicated to U.S. markets. Although investing in the U.S. index funds would have been a simpler choice, I ended up purchasing Samsung Preferred Stock and Naver, believing these prices might be hard to find again.

This month, I also sold off all my crypto holdings. Altcoins had been heavily underwater, and I had almost resigned myself to holding them indefinitely. Fortunately, Bitcoin’s recovery covered most of my losses, allowing me to let go without regret.

Lately, I’ve been subscribing to podcasts to make my commutes more engaging. One of my favorites is the Bogleheads investing podcast, where industry experts discuss index ETF investing in an interview format. It makes the often-monotonous world of index investing a little more enjoyable. I might start summarizing insights from each episode when I have time.

https://podcasts.apple.com/us/podcast/bogleheads-on-investing-podcast/id1436401528