Account	This month		2025 Cumulative Amount
	KRW	USD	KRW	USD
Pension Saving Fund	–	–	6.0M	–
ISA	–		5.7M
IRP	–		3.0M
Roth IRA	–	–	–	$8,000
Total	–	–	14.7M	$8,000

ETF		Month-over-Month Change		Qty		Target	%
KODEX S&P500		–		4,512		10,000	45%
KODEX NASDAQ100		–		3,817		8,000	48%
TIGER TDF2045		–		615		1,500	41%
VOO		–		40		300	13%

Another year of retirement investing has gone by.

This year, I had a lot of cash expenses because of wedding preparations, so I was only able to invest around 26 million KRW. It’s a bit disappointing, but once everything related to the wedding is fully wrapped up and the remaining expenses are settled, I’ll get back to investing diligently again.

As of December 2024, my portfolio reached about 180.8 million KRW, which means it grew by roughly 60 million KRW this year.

I’ve been posting updates on my three-tier/layer personal pension portfolio every year, and again I plan share the plan for the new year soon as well.

Happy New Year, everyone! 🎉