Account	This month		2026 Cumulative Amount
	KRW	USD	KRW	USD
Pension Saving Fund	6.0M	–	6.0M	–
ISA	–		–
IRP	3.0M		3.0M
Roth IRA	–	–	–	–
Total	9.0M	–	9.0M	–

ETF		Month-over-Month Change		Qty		Target	%
KODEX S&P500		218		4,730		10,000	47.3%
KODEX NASDAQ100		120		3,937		8,000	49.2%
TIGER TDF2045		90		705		1,500	47.0%
VOO		–		40		300	13.4%

The new year has begun, and I’ve already completed a 9 million contribution.

It included some principles I hadn’t added in a while, and hitting the buy button again genuinely made me excited. Just thinking about putting more money in next month already puts me in a good mood.

Over the past month, the KOSPI has risen by more than 1,000 points. I hold some Korean stocks, and the returns have jumped so suddenly that I’m honestly unsure what to do.

I never imagined that my original commitment to index investing would be tested because of the Korean market. So I took a step back and calmed the excitement, thinking things through slowly. “This too shall pass,” I reminded myself, and decided to stay on my own path.

Each time temptation shows up like this, if I manage it wisely, perhaps my conviction will only grow stronger.