| Account | This month | 2025 Cumulative Amount | ||
| KRW | USD | KRW | USD | |
| Pension Saving Fund | – | – | 6.0M | – |
| ISA | – | 5.7M | ||
| IRP | – | 3.0M | ||
| Roth IRA | – | – | – | $8,000 |
| Total | – | – | 14.7M | $8,000 |
It feels like just a few days ago when the market plunged, yet now the U.S. indices are magically heading back toward their previous highs. Due to a slightly weaker exchange rate, my portfolio hasn’t rebounded as much as the indices themselves—but at this pace, I’m okay with it.
Last month, I fully contributed the planned investment amount for the year, so this month’s investment is nothing. It’s the first time I’ve gone an entire month without investing a single penny, and it feels oddly guilty. Even if it’s not in the plan, I feel like I should at least be putting in a little. I’ll likely have more “no-investment” months coming up, which might make investment performance posts less interesting—so I may start looking for other types of content to share.
The reason I’ve scaled back is because I’m getting married early next year, and I’ll be needing some cash.
I invest with a 70% passive / 30% active split, while my fiancée goes for 40% passive / 60% active. (I’ve been trying to convince her to lower the active share… but no luck yet.)
We both didn’t want to liquidate our investments for the wedding, so we decided to cover the expenses using just our salaries and a bit of savings.
Last month, I flew back to Korea and, in about ten days, we managed to take care of everything: meeting the parents, booking the venue, doing the studio shoot, and selecting our wedding rings and attire. I still don’t believe how we did them all in a very short period time.