



| Account | This month | 2025 Cumulative Amount | ||
| KRW | USD | KRW | USD | |
| Pension Saving Fund | – | – | 6.0M | – |
| ISA | – | 5.7M | ||
| IRP | – | 3.0M | ||
| Roth IRA | – | $500 | – | $8,000 |
| Total | – | $500 | 14.7M | $8,000 |
With a $500 contribution to my Roth IRA, I’ve now completed all my 2025 retirement account contributions—roughly 26 million KRW in total.
For three consecutive months, even with additional investments, my portfolio value kept declining like magic. By mid-April, I had almost given up all previous gains, though fortunately, much of it recovered by the end of the month.
I probably won’t be making any more contributions for a while. But if there’s another sharp drop or a prolonged downturn, I might consider buying more index ETFs through my ISA account.
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